Business funding · All 50 states
Safeline Capital arranges funding up to $20,000,000 for small businesses through a network of lending partners. Apply in minutes, see your options within 24 hours, and draw funds in as little as 24–48 hours.
Soft credit pull only · No fee to apply · No obligation
Products
Tell us about the business once. Your advisor matches the file to the right products below and comes back with real offers — amounts, costs, and schedules in writing.
Revenue-based funding that follows your sales. Repayment flexes with what the business actually brings in, so a slow week doesn't become a crisis. Built for owners who need capital this week, not this quarter.
Check my funding optionsLarger revenue-based funding for businesses with steady sales. Payments track your receipts, so the obligation stays in proportion to what's coming in.
See if I qualifyA fixed amount on a fixed schedule. The right shape for expansions, buyouts, and projects with a known price tag.
See if I qualify7(a) and 504 programs carry the longest terms and lowest payments available to small businesses. The paperwork is real; we carry most of it.
See if I qualifyDraw what you need, repay, draw again. You pay only on what you actually use — a standing reserve for the unexpected.
See if I qualifyThe equipment itself secures the financing, so approval leans on the asset — trucks, machines, kitchens, and medical hardware included.
See if I qualifyRoll multiple advances into one manageable payment. One schedule, one point of contact, and room to breathe again.
See if I qualifyPurchase, refinance, or pull equity from the property your business runs on — owner-occupied or investment.
See if I qualifyUnlock the cash sitting in unpaid invoices and purchase orders. The work is done or the order is real — the money just hasn't arrived yet.
See if I qualifyRevolving credit lines sized to the business rather than the owner — with 0% intro options for everyday spend and short-term float.
See if I qualifyPut home equity to work for the business at rates short-term products rarely match. Business purpose only, spelled out plainly before you sign.
See if I qualifyIf the credit profile is what stands between you and better terms, we work on the profile — steady, documented repair that widens your options over time.
Ask about credit repairThat's the advisor's job, not yours. Submit one application and we'll route it to the products your numbers actually support — with the trade-offs of each spelled out in plain terms.
Ask an advisorNo riddles. Here is what the file needs to look like before a partner says yes.
A 500+ FICO score, at least 6 months in business, and $10K or more in monthly revenue. That's the whole bar.
A 650+ FICO score and 2+ years in business. More history buys longer terms and lower payments.
Three to four months of business bank statements and a one-page application. Most files need nothing more.
How it works
One line runs through the whole process: you, your advisor, your offers, your funds. No hand-offs to a call center, no re-explaining your business.
One short form, minutes to finish. Your last 3–4 bank statements are the whole checklist.
A soft credit pull and a same-day human read. Checking options won't touch your score.
Terms from multiple lenders sit side by side — amounts, costs, and schedules in writing.
Often the same business day, with every cost spelled out before you agree to anything.
Money lands in as little as 24 hours once you accept. Every product follows its stated timeline.
The capital goes to work, and your advisor stays a phone call away for whatever comes next.
Why Safeline
Lenders sell their own product. A broker compares all of them. That difference is the entire reason Safeline exists.
Your file goes to the partners whose criteria it fits, and their terms come back side by side. You pick; nobody pressures.
Every amount, rate, and schedule appears in writing inside the offer. If a product is wrong for you, your advisor says so and shows the nearest path to one that isn't.
Approvals in as little as 24 hours because the file arrives at underwriting complete — not because corners were cut on your behalf.
Industries
Every trade has its own cash-flow shape. Your advisor has seen yours before.
Bridge draw schedules — cover crews and materials between payments.
Equipment and payroll while insurance reimbursements catch up.
Renovations, second locations, and inventory ahead of the season.
Stock up before peak season; pay it down as it sells through.
Trucks, trailers, fuel, and the gap while invoices settle.
Machinery, raw materials, and large-order fulfillment.
Business services
Funding steadies the cash. These keep it steady.
Take cards anywhere and keep more of every sale.
Clean, current books — so lenders say yes faster.
Your team paid on time, taxes filed right.
A second set of eyes on the numbers, whenever you need one.
FAQ
Decisions come back in as little as 24 hours. Once you accept, working capital typically lands in 24–48 hours, revenue-based and invoice financing in 1–2 days, lines of credit in 1–3 days, term loans in 3–7 days, and SBA loans in 1–4 weeks.
No. The application runs a soft credit pull, which other lenders never see and which leaves your score exactly where it was. If you later accept a specific offer, a few products require a full review — your advisor tells you precisely when that would happen, and you decide whether to go ahead.
For working capital and merchant cash advances: a 500+ FICO score, at least six months in business, and $10,000 or more in monthly revenue. Term loans and SBA loans look for a 650+ FICO and two or more years in business. Your advisor tells you where you stand before you commit to anything.
Three to four months of business bank statements and a one-page application. That covers most files. If a specific product needs more, your advisor lists exactly what — before underwriting, not during.
It depends on the product. Working capital and revenue-based financing flex with your sales, so payments track what the business actually brings in. Term loans and SBA loans carry fixed payments on a set schedule. Lines of credit charge only on what you draw. Whatever the shape, the full schedule sits in writing inside the offer before you sign.
No. Safeline Capital is a broker. Funding is arranged through a network of financing partners and is subject to underwriting — which is why a single application can return several competing offers instead of one take-it-or-leave-it term sheet.
Almost any legitimate business purpose: payroll, inventory, equipment, expansion, marketing, consolidating existing advances, buying out a partner, or simply steadying cash flow through a slow stretch. What the funds can't do is leave the business — these products are for business use, not personal spending.
Five minutes to apply. A soft pull. An advisor who reads every file.